Inter Finance Network, including but not limited to the overall project, token, website, smart contracts, and any apps (“IFNET”) as presented in this conceptual paper is not a licensed, unlicensed, or exempted financial or payment service of any kind and in any jurisdiction. Any terminology used in this Whitepaper, on the Website, or within the app is intended only as a basic reference, without any effective or legal meaning of the same terms in a regulated and/or financial environment. IFNET is a decentralized and community-driven project and does not have owners, shareholders, promoters, marketers, managers, directors, or other figures or entities exerting any form of governance. The IFNET smart contracts are open-source, permanent, and non-modifiable in any way. The IFNET token is strictly a utility token in all jurisdictions and is not and cannot be considered to be a “security” or otherwise regulated token of any kind. IFNET is not in any way e-money and/or fiat money, or an asset-backed stable coin, whether global or limited in scope. This Whitepaper taken by itself is not a contract or a contractual agreement of any kind, nor is it an invitation, solicitation, or offer to invest in IFNET or acquire or use IFNET tokens in any way and with any expectation of profit therefrom. Any user of Inter Finance Network represents and warrants that such user has received appropriate technical, administrative, regulatory, and legal advice before and after accessing and/or reading this Whitepaper or the Website, and/or using any portion or element of Inter Finance Network (including the IFNET token). The user hereby acknowledges and accepts that there is an inherently high risk in accessing, acquiring, or using any kind of blockchain and/or cryptosystem, token, platform, software, or interface, including Inter Finance Network, and further disavows any claim of any kind against any community member directly or indirectly involved with IFNET, for any damage suffered, including total loss.

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